Our Credit Union offers a number of services to the members.

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28 Jun 2021

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Ardboe Credit Union Limited

The two most important things about a loan are, being able to borrow the money and being able to repay it. At Ardboe Credit Union Limited we encourage you to manage your money carefully by structuring loans around your needs and your ability to repay. Establish a good savings record by saving regularly so as to build up security for your loan.

Our primary loan market is small to medium sized personal loans, typically between £100 and £30,000. Typical loan purposes are:

  • Home purchase, improvements and repairs
  • Motor Vehicles and Motor Expenses
  • Holidays and Travel
  • Medical, Health and Funeral Expenses
  • Occasions (Christmas, Communions, Confirmations & Weddings)
  • Electrical and White Goods
  • Educational and Student Loans
12.68% APR











This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.

Life’s constant changes demand that you have financial flexibility, and there is no easier easy to get that flexibility than with a Personal Loan from Ardboe credit union. Our low cost loans are designed to be flexible to help you maintain adequate cash flow throughout the year. Compare the real cost of a credit union loan with that of other financial institutions, take into account our advantages, and we think that you will agree that you are better off talking to Ardboe credit union.

Loan Protection Insurance

What is it?

Loan protection cover is a life assurance benefit designed to clear the outstanding loan balance upon the death of a member. With loan protection insurance the loan balances of all eligible members are automatically covered, up to certain limits. This means that members can borrow in the full confidence that their dependents will not be obliged to repay the outstanding loan balance in the event of their death.

Other financial institutions charge a separate insurance premium on top of loan repayments for this service. Should a member with an outstanding loan balance die, the loan balance is repaid in full, subject to certain cover limits that may apply.


A member is eligible for loan protection cover if:

  • They can carry out the normal duties of their occupation and are in good health
  • Are Aged between 16 and 85

Members meet the eligibility requirements of any of the insured classes

  • Working members
  • Retired members
  • Students
  • Housewives/Househusbands/homemakers
  • Other members

In some circumstances a declaration of health may be required.

Only one member shall be insured in respect of any one loan. In the case of a joint account, cover applies only to the borrowing member whose signature appears first on the credit agreement. There is no direct cost to the member as the loan protection premium is borne as an operational expense by Ardboe Credit Union.

Why not become a member today

Join Ardboe Credit Union, become a member of our award-winning Credit Union today and avail all benefits of being a Member.